'Jim Adler & Associates' Category Archives



What happens if I get hurt at work and don’t have insurance?

(Transcript) Hi everybody, and thanks for joining me for another one of our frequently asked questions. I’m Bill Adler, and today we’re talking about what happens if you get injured on the job without any health insurance coverage. Workplace injuries can be very serious. Slips and falls, contact with machinery, car accidents and other injuries […]

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What is a catastrophic injury?

(Transcript) Hello, I’m Bill Adler and welcome to another one of our frequently asked questions. Today we’re talking about what a catastrophic injury is and how it can affect you. Imagine an injury so serious that it forces dramatic changes in your life. You might not be able to work anymore, and you might even […]

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Does insurance cover catastrophic injuries?

(Transcript) Hi there and welcome back to our frequently asked questions. I’m Jim Adler, the Texas Hammer, and today I’m explaining insurance coverage for catastrophic injuries. Both health insurance and auto insurance can cover catastrophic injuries. But a lot depends on your situation. For example, let’s say you were seriously hurt in a car crash. […]

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How are commercial truck accidents different from regular auto accidents?

(Transcript) Hello everyone, and welcome back to our frequently asked questions. Today, we’re talking about how commercial truck accidents are different from regular auto accidents. Those differences can be very important in a crash between a big rig and a passenger car, so it pays to understand them. A crash between a car and a […]

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Construction Site Injuries

(Transcript) Hi everybody and welcome back. I’m Bill Adler, and today we’re talking about injuries in the construction and building industries. Construction accidents are a very common kind of workplace accident. We’ll take a look at the most frequent construction injuries, some of the common causes, and what you can do if you were hurt […]

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Jones Act versus Worker’s Compensation

(Transcript) Hello and welcome back to our series of frequently asked questions. I’m Jim Adler, The Texas Hammer, and in this video, we’re discussing injuries to people who work on ships, boats and oil platforms. Most people who get injured at work are eligible for workers’ compensation, but people who work on an oil rig […]

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Construction Machinery Accidents

(Transcript) Welcome to our series of frequently asked questions. I’m Jim Adler, The Texas Hammer. Today, we’re tackling a serious topic: construction machinery accidents. Construction is one of the most dangerous industries in America, and construction machinery is one reason why. We’ll talk about common construction machinery accidents, the injuries they cause and what an […]

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Who Is Covered by the Jones Act?

(Transcript) Hi everybody, I’m Bill Adler and thanks for joining us for another one of our frequently asked questions. Today we’re talking about a powerful tool for injured workers: The Jones Act. If you work on a boat or other vessel, and were injured, this law can help you get compensation. But it doesn’t apply […]

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Who Is a Jones Act Seaman?

(Transcript) Welcome back folks.  I’m Jim Adler, The Texas Hammer, and I’m here to talk about recovering compensation for workplace injuries under the Jones Act. The Jones Act is a very worker-friendly law that allows you to replace all your wages, pay your medical bills and more after an accident. But it only applies to […]

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Construction Fall Accidents

(Transcript) Hi everybody, I’m Bill Adler and today, we’d like to talk about fall accidents in the construction industry and on construction sites. In construction, you have to go where the job takes you. For some jobs, that includes high places. But falling from a height can be very dangerous, which is one of the […]

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